Five-year hybrid mortgages are built for such topsy-turvy economic times

Robert McLister: For the best hybrid rates, look to major banks like Bank of Nova Scotia

This potential economic rollercoaster calls for a hedged approach to mortgaging. That’s what a five-year hybrid mortgage — part fixed and part variable — is built for. Most lenders don’t have competitive hybrid mortgages, but you’ll find a few gems with combined advertised rates starting around 4.75.

Elsewhere in this week’s rate rodeo, we saw five moves among leading nationally advertised offers:

  • One-year fixed (uninsured): -5 basis points
  • Four-year fixed (uninsured): +5 basis points
  • Variable (uninsured): +5 basis points
  • Five-year hybrid (uninsured): +14 basis points
  • Five-year fixed (insured): +5 basis ooints

Mortgage rates

The rates displayed below are updated by the end of each day and are sourced from the Canadian Mortgage Rate Survey produced by MortgageLogic.news. Postmedia and Imaginative. Online Inc., parent of MortgageLogic.news, are compensated by certain mortgage providers when you click on their links in the charts.

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